Angola’s official currency is the Kwanza (AOA). Banknotes come in denominations of 50, 100, 200, 500, 1,000, 2,000, 5,000, and 10,000 Kwanza. Coins exist but are rarely used. As of 2026, exchange rates fluctuate — check XE.com or your bank for the current rate before changing money. The Kwanza has been volatile in recent years; carrying USD as backup is sensible.
USD vs Kwanza: Which to Bring
USD (US Dollars) is widely accepted at hotels, upscale restaurants, and tourist services. Kwanza is essential for taxis, local restaurants, markets, and small purchases. Best strategy: arrive with USD 200–500 in cash, exchange a portion to Kwanza at the airport or your hotel, and refill from ATMs as needed. Bring crisp, recent USD bills (post-2009 series); damaged or older bills are often refused.
ATMs and Cash
ATMs (Multicaixa) are common in Luanda and provincial capitals. They dispense Kwanza only, with daily withdrawal limits typically equivalent to USD 100–200. Many ATMs accept Visa and Mastercard but not all — Visa works most reliably. Foreign cards may be charged conversion fees plus your bank’s withdrawal fee. ATMs occasionally run out of cash, especially on weekends — don’t rely on a single ATM.
Credit Cards
Visa and Mastercard are accepted at major hotels, upscale restaurants, supermarkets, and some larger shops. American Express acceptance is limited. Always carry cash as backup — card readers fail, internet connections drop, and many small businesses are cash-only. Notify your card issuer of travel to Angola before departure to avoid security blocks.
Currency Exchange
Exchange USD or EUR at: Hotels (convenient but worse rates); Banks (better rates, longer queues, business hours only); Authorized exchange offices (best rates, but verify legitimacy); Airport exchange counters (worst rates — exchange only enough for immediate needs). Avoid exchanging on the black market — illegal and risky. Save receipts; you may need them to convert remaining Kwanza back at departure.
Tipping in Angola
Tipping is appreciated but not strictly required. Restaurants: 10% if service charge isn’t included. Hotels: USD 1–2 per bag for porters; USD 5–10 per night for housekeeping in upscale hotels. Taxis: Round up the fare. Tour guides: USD 10–20 per day for good service. Drivers: USD 5–10 per day. Always tip in cash; Kwanza or USD both fine.
Costs: How Much to Budget
Angola is more expensive than many African countries due to high import costs. Budget travelers: USD 60–100/day (basic guesthouses, local restaurants, public transport). Mid-range: USD 150–300/day (3–4 star hotels, restaurant meals, taxis). Luxury: USD 400+/day (5-star hotels, fine dining, private guides). Luanda is significantly pricier than provincial cities. A meal at a mid-range restaurant: USD 25–50. A liter of bottled water: USD 1–2. A 1-hour taxi ride: USD 10–20.
Frequently Asked Questions
Can I use US dollars in Angola?
Yes, USD is widely accepted at hotels, upscale restaurants, and tour services. However, you’ll need Kwanza for taxis, local markets, and smaller establishments.
Is it cheaper to exchange money at the airport or in town?
Town banks and authorized exchange offices typically offer better rates than airport counters. Exchange a small amount at the airport for immediate needs and the rest in town.
What is the safest way to carry money in Angola?
Use a money belt or hidden wallet for the bulk of your cash and cards. Carry only what you need for the day in your regular wallet. Use hotel safes for passport and excess cash.
Can I withdraw USD from Angolan ATMs?
No. Angolan ATMs (Multicaixa) only dispense Kwanza. To get USD, exchange Kwanza at a bank or bring USD with you from home.
Are credit card fraud risks high in Angola?
Skimming and cloning happen, especially at unfamiliar ATMs. Use ATMs inside banks or hotels, cover the keypad when entering your PIN, and check your account regularly during your trip.